Kredyt konsolidacyjny – czym jest i kiedy warto z niego skorzystać?

Dziś jest: Wtorek, 7 grudnia 2021, Imieniny: Marcina, Ambrożego
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2018-07-02

Kredyt konsolidacyjny – czym jest i kiedy warto z niego skorzystać?

Wielkimi krokami zbliżają się wakacje. Czas urlopów i letnich wyjazdów to ten okres w roku, w którym wiele osób decyduje się na zaciągnięcie pożyczki. Chwilówki, pomimo swojej złej sprawy, nadal cieszą się ogromnym zainteresowaniem. Do ich zaciągnięcia skłania brak konieczności posiadania dobrej historii kredytowej, minimum formalności oraz pieniądze na koncie w ciągu zaledwie kilkunastu minut. Co jednak w sytuacji, kiedy okaże się, że nie jesteśmy w stanie spłacić zaciągniętych pożyczek? Czy jedynym wyjściem na wyplątanie się ze spirali zadłużenia jest zaciąganie kolejnych kredytów na spłatę poprzednich?

Chwilówki i niebezpieczeństwo z nimi związane

Nie każdy z nas ma możliwość uzyskania niskooprocentowanego kredytu na przejrzystych warunkach w banku. Na przeszkodzie najczęściej stoi zła historia kredytowa lub jej całkowity brak, niskie dochody oraz brak stałego zatrudnienia, co uniemożliwia zaciągnięcie tradycyjnej pożyczki.

Zupełnie inaczej sytuacja wygląda w przypadku chwilówek. Aby otrzymać pieniądze, firmy pożyczkowe udzielające krótkoterminowych kredytów gotówkowych nie wymagają bowiem potwierdzenia wysokości oraz stabilności naszych dochodów, dobrej historii kredytowej ani innych gwarancji. Aby dostać pieniądze wystarczy wypełnić formularz na stronie internetowej i cieszyć się gotówką na koncie już po kwadransie. Bajka? Tak, ale tylko na początku.

Kiedy przychodzi do spłaty zaciągniętego zobowiązania nagle okazuje się bowiem, że sprawa z chwilówkami nie jest wcale taka różowa, jak się nam na początku wydawało. Kwota, którą musimy spłacić często okazuje się o wiele wyższa od tej, którą otrzymaliśmy i już dawno wydaliśmy. Pół biedy, kiedy mamy oszczędności i jesteśmy w stanie w terminie uregulować zobowiązanie. Gorzej, kiedy nasze konto po wakacjach świeci pustkami, a zbliżająca się wypłata nie pokryje nawet części zobowiązania.

Dla większości osób rozwiązanie jest proste: trzeba zaciągnąć kolejną pożyczkę (także chwilówkę), z której środki zostaną przeznaczone na spłatę tej pierwszej. W ten sposób zaczyna się błędne koło i zaledwie krok dzieli nas od tego, abyśmy znaleźli się w samym centrum spirali zadłużenia. A z niej z kolei bardzo trudno wyjść bez ryzyka utraty dorobku życia oraz poczucia własnej godności.

Kredyt konsolidacyjny na spłatę chwilówek pomoże w wyjściu ze spirali zadłużenia

Osoby, które popadły w spiralę zadłużenia i nie radzą sobie ze spłatą zaciągniętych kredytów nie są jednak bez wyjścia! Specjalnie z myślą o nich powstał bowiem kredyt konsolidacyjny. Czym on jest i w jaki sposób może pomóc każdemu w wyjściu obronną ręką ze spirali zadłużenia?

Kredyt konsolidacyjny dostępny w Finanse dla Ciebie to specjalny rodzaj pożyczki, której zadaniem jest połączenie w jedno wszystkich zobowiązań finansowych, jakie posiada dana osoba. Dzięki temu zamiast spłacać kilka odrębnych kredytów spłacamy jeden. Już sama świadomość, że mamy jeden dług działa motywująco oraz pozwala wielu osobom uwierzyć we własne siły, a przede wszystkim w to, że są w stanie wyjść z długów.

Kredyt konsolidacyjny i inne korzyści z nim związane

Kredyt konsolidacyjny pozwala także znacznie obniżyć oprocentowanie kredytu oraz wysokość odsetek. Dzięki temu redukcji ulega miesięczna rata, którą będziemy spłacali. Pozwala to każdemu kredytobiorcy bez większych wyrzeczeń regularnie regulować swoje zobowiązania finansowe i szybko wyjść na prostą. Osoby, których zadłużenie jest wysokie mogą natomiast liczyć na rozłożenie spłaty kredytu na długi okres, który może wynieść nawet 144 miesiące.

Dzięki kredytowi konsolidacyjnemu nie musimy się już martwić o los nasz i naszych najbliższych oraz ze spokojem patrzeć w przyszłość. Kredyt konsolidacyjny na https://www.splatachwilowek.pl to świetny wybór dla wszystkich osób, które popadły w długi i nie są w stanie podołać ich spłacie w takiej formie, w jakiej zostały one zaciągnięte. Nisko oprocentowana pożyczka na spłatę chwilówek pomoże bowiem każdemu kredytobiorcy wyjść ze spirali zadłużenia oraz spłacić swoje zobowiązania finansowe.


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2021-04-04 06:39:47

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2021-05-02 15:05:31

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2021-05-24 13:51:00

Hey there, I just found your site, quick question… My name’s Eric, I found 7finanse.pl after doing a quick search – you showed up near the top of the rankings, so whatever you’re doing for SEO, looks like it’s working well. So here’s my question – what happens AFTER someone lands on your site? Anything? Research tells us at least 70% of the people who find your site, after a quick once-over, they disappear… forever. That means that all the work and effort you put into getting them to show up, goes down the tubes. Why would you want all that good work – and the great site you’ve built – go to waste? Because the odds are they’ll just skip over calling or even grabbing their phone, leaving you high and dry. But here’s a thought… what if you could make it super-simple for someone to raise their hand, say, “okay, let’s talk” without requiring them to even pull their cell phone from their pocket? You can – thanks to revolutionary new software that can literally make that first call happen NOW. Talk With Web Visitor is a software widget that sits on your site, ready and waiting to capture any visitor’s Name, Email address and Phone Number. It lets you know IMMEDIATELY – so that you can talk to that lead while they’re still there at your site. You know, strike when the iron’s hot! CLICK HERE https://talkwithwebvisitors.com to try out a Live Demo with Talk With Web Visitor now to see exactly how it works. When targeting leads, you HAVE to act fast – the difference between contacting someone within 5 minutes versus 30 minutes later is huge – like 100 times better! That’s why you should check out our new SMS Text With Lead feature as well… once you’ve captured the phone number of the website visitor, you can automatically kick off a text message (SMS) conversation with them. Imagine how powerful this could be – even if they don’t take you up on your offer immediately, you can stay in touch with them using text messages to make new offers, provide links to great content, and build your credibility. Just this alone could be a game changer to make your website even more effective. Strike when the iron’s hot! CLICK HERE https://talkwithwebvisitors.com to learn more about everything Talk With Web Visitor can do for your business – you’ll be amazed. Thanks and keep up the great work! Eric PS: Talk With Web Visitor offers a FREE 14 days trial – you could be converting up to 100x more leads immediately! It even includes International Long Distance Calling. Stop wasting money chasing eyeballs that don’t turn into paying customers. CLICK HERE https://talkwithwebvisitors.com to try Talk With Web Visitor now. If you'd like to unsubscribe click here http://talkwithwebvisitors.com/unsubscribe.aspx?d=7finanse.pl

2021-05-26 13:58:38

My name’s Eric and I just found your site 7finanse.pl. It’s got a lot going for it, but here’s an idea to make it even MORE effective. Talk With Web Visitor – CLICK HERE https://talkwithwebvisitors.com for a live demo now. Talk With Web Visitor is a software widget that’s works on your site, ready to capture any visitor’s Name, Email address and Phone Number. It signals you the moment they let you know they’re interested – so that you can talk to that lead while they’re literally looking over your site. And once you’ve captured their phone number, with our new SMS Text With Lead feature, you can automatically start a text (SMS) conversation… and if they don’t take you up on your offer then, you can follow up with text messages for new offers, content links, even just “how you doing?” notes to build a relationship. CLICK HERE https://talkwithwebvisitors.com to discover what Talk With Web Visitor can do for your business. The difference between contacting someone within 5 minutes versus a half-hour means you could be converting up to 100X more leads today! Eric PS: Studies show that 70% of a site’s visitors disappear and are gone forever after just a moment. Don’t keep losing them. Talk With Web Visitor offers a FREE 14 days trial – and it even includes International Long Distance Calling. You have customers waiting to talk with you right now… don’t keep them waiting. CLICK HERE https://talkwithwebvisitors.com to try Talk With Web Visitor now. If you'd like to unsubscribe click here http://talkwithwebvisitors.com/unsubscribe.aspx?d=7finanse.pl

2021-05-27 08:30:34

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2021-05-27 15:41:15

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